FrameWork is a monthly newsletter that presents you with content and media focused on big ideas about customer complaints — all with Marcia Tal’s insightful point-of-view and commentary.

5 Highlights from 2022

December 22, 2022|

When a customer takes the time and effort to complain, it matters.
In fact, for every customer who does complain, there are 26 who do not. 

Each year in the United States alone, approximately 6 billion high-risk customer conversations take place between institutions and their customers. These conversations are […]

Inside the “S” in ESG

November 29, 2022|

Earlier this month, I had the honor of accepting the Citi Distinguished Alumni Award for Sustainability, Environmental, Social and Governance. The award, which is now proudly displayed in my office, says, “For her invaluable work enabling businesses to prioritize the ‘S’ in ESG — further strengthening the relationships financial companies have with their customers and using their voices to […]

The scary, spooky truth about fraud and scams

October 31, 2022|

Who is liable when a consumer authorizes a payment and then realizes they were scammed? 

This continues to be a major industry-wide question. While interested parties seek data to support their position, that data is not easily accessible — and so, the answer remains unclear. 

One fact is clear: Fraud and […]

Act Upon Early Indicators Before It’s Too Late

July 21, 2022|

Why don’t we act upon early indicators of change? Why do we discount “small volume as noise” when the rate of growth is undeniably significant? And why are we surprised when this rate of growth turns into a scalable problem a year or two later?

Early warning signals extracted from what our customers tell us […]